:root{--navy:#102e63;--blue:#304c89;--bright:#648de5;--sage:#cdc392;--cream:#e8e5da;--warm:#f4f1e8;--rust:#b7654b;--ink:#1e2a39;--white:#fff;--shadow:0 18px 50px rgba(16,46,99,.12);--radius:8px}
*{box-sizing:border-box}html{scroll-behavior:smooth;font-size:18px}body{margin:0;color:var(--ink);font-family:"Source Sans 3",Arial,sans-serif;line-height:1.6;background:#fff}body.large-text{font-size:1.13rem}img{max-width:100%}a{color:var(--navy)}button,input,select{font:inherit}button,a{touch-action:manipulation}.container{width:min(1160px,calc(100% - 40px));margin-inline:auto}.narrow{width:min(850px,calc(100% - 40px))}.skip-link{position:absolute;left:16px;top:-70px;background:#fff;padding:12px 18px;z-index:1000}.skip-link:focus{top:10px}.utility{background:var(--navy);color:#fff;font-size:.82rem}.utility-inner{height:38px;display:flex;align-items:center;justify-content:space-between}.text-size{display:flex;gap:4px}.text-size button{color:#fff;border:0;border-left:1px solid rgba(255,255,255,.35);background:transparent;padding:2px 10px;cursor:pointer}.site-header{background:#fff;position:sticky;top:0;z-index:100;box-shadow:0 2px 14px rgba(16,46,99,.08)}.header-inner{height:92px;display:flex;align-items:center;gap:28px}.brand{width:285px;display:flex}.brand img{display:block;width:100%}nav{display:flex;gap:25px;margin-left:auto}nav a{text-decoration:none;font-weight:600;font-size:.94rem}nav a:hover{text-decoration:underline}.header-call{border-left:1px solid #ddd;padding-left:22px;text-decoration:none;line-height:1.25}.header-call small{display:block;color:#4c5765;font-size:.74rem}.header-call strong{display:block;font-size:1.12rem;color:var(--navy)}.menu-toggle{display:none}.hero{min-height:650px;position:relative;overflow:hidden;background:#e7eef1}.hero-art{position:absolute;inset:0;background-image:linear-gradient(90deg,rgba(255,255,255,.99) 0%,rgba(255,255,255,.94) 31%,rgba(255,255,255,.12) 62%),url("assets/img/augusta.svg");background-size:cover;background-position:center}.hero-grid{position:relative;display:grid;grid-template-columns:55% 45%;align-items:center;min-height:650px}.hero-copy{max-width:640px;padding:60px 0}.location-pill{display:inline-flex;align-items:center;position:relative;background:#fff;border:1px solid #d9d5ca;border-radius:50px;padding:6px 8px 6px 16px;box-shadow:0 8px 24px rgba(16,46,99,.08);font-size:.85rem;margin-bottom:25px}.location-pill>span{color:#5f6874;margin-right:6px}.location-pill button{border:0;background:transparent;color:var(--navy);cursor:pointer;padding:4px 8px}.location-menu{position:absolute;top:48px;left:0;background:#fff;border:1px solid #ccc;border-radius:8px;box-shadow:var(--shadow);min-width:180px;padding:6px;z-index:20}.location-menu button{display:block;width:100%;text-align:left;padding:10px;border-radius:4px}.location-menu button:hover,.location-menu button:focus{background:var(--cream)}.eyebrow{text-transform:uppercase;letter-spacing:.13em;font-weight:700;color:var(--blue);font-size:.77rem;margin:0 0 10px}.hero h1{font:700 clamp(2.3rem,4.5vw,4.2rem)/1.12 "Libre Baskerville",Georgia,serif;color:var(--navy);letter-spacing:-.035em;margin:0 0 22px}.hero-copy>p:not(.eyebrow):not(.reassurance){font-size:1.16rem;max-width:590px;color:#465363}.hero-actions{display:flex;gap:12px;margin:30px 0 20px}.button{min-height:52px;display:inline-flex;align-items:center;justify-content:center;padding:12px 23px;border-radius:5px;text-decoration:none;font-weight:700;border:2px solid transparent;cursor:pointer}.button.primary{background:var(--navy);color:#fff}.button.primary:hover{background:#071f4b}.button.secondary{background:#fff;color:var(--navy);border-color:var(--navy)}.button.secondary:hover{background:var(--cream)}.button.light{background:#fff;color:var(--navy)}.button.full{width:100%}.reassurance{font-size:.83rem;color:#485564}.reassurance span{color:#527244;font-weight:700}.section-heading{max-width:750px;margin-bottom:42px}.centered{text-align:center;margin-inline:auto}.section-heading h2,.split h2,.consultation h2,.guide h2,.commercial h2{font:700 clamp(1.8rem,3.2vw,2.65rem)/1.2 "Libre Baskerville",Georgia,serif;color:var(--navy);letter-spacing:-.025em;margin:0 0 16px}.section-heading>p:last-child{color:#596575}.quick-paths{padding:90px 0;background:var(--warm)}.path-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:22px}.path-card{background:#fff;border-radius:var(--radius);padding:34px;box-shadow:0 8px 30px rgba(16,46,99,.07);border-top:5px solid var(--sage);display:flex;flex-direction:column}.path-card.featured{border-top-color:var(--bright)}.icon{width:54px;height:54px;border-radius:50%;background:#edf1fa;color:var(--navy);display:grid;place-items:center;font-size:1.6rem;font-weight:700;margin-bottom:22px}.card-kicker{font-weight:700;color:var(--rust);font-size:.78rem;text-transform:uppercase;letter-spacing:.08em;margin:0 0 5px}.path-card h3,.person h3,.steps h3{font:700 1.3rem/1.3 "Libre Baskerville",Georgia,serif;color:var(--navy);margin:4px 0 12px}.path-card p:not(.card-kicker){color:#566273}.path-card a,.text-link{font-weight:700;margin-top:auto;text-decoration:none}.path-card a:hover,.text-link:hover{text-decoration:underline}.reverse-section{padding:100px 0}.split{display:grid;grid-template-columns:1fr 1fr;gap:85px;align-items:center}.reverse-visual{min-height:500px;background:linear-gradient(145deg,var(--navy),var(--blue));border-radius:8px;position:relative;overflow:hidden}.reverse-visual:before{content:"";position:absolute;width:380px;height:380px;border:70px solid rgba(255,255,255,.08);border-radius:50%;right:-90px;top:-50px}.number-card{position:absolute;left:55px;top:65px;background:#fff;width:230px;padding:30px;border-radius:8px;box-shadow:var(--shadow)}.number-card strong{display:block;color:var(--navy);font:700 3.8rem/1 "Libre Baskerville",serif}.number-card span{display:block;margin-top:12px;line-height:1.35}.quote-card{position:absolute;bottom:45px;right:35px;background:var(--sage);color:var(--navy);width:300px;padding:28px;font:700 1.25rem/1.45 "Libre Baskerville",serif;border-radius:8px}.check-list{list-style:none;padding:0;display:grid;grid-template-columns:1fr 1fr;gap:12px;margin:28px 0}.check-list li{position:relative;padding-left:28px}.check-list li:before{content:"✓";position:absolute;left:0;color:#547242;font-weight:700}.process{padding:90px 0;background:#f4f5f5}.steps{list-style:none;padding:0;margin:0;display:grid;grid-template-columns:repeat(3,1fr);gap:50px;counter-reset:item}.steps li{text-align:center;position:relative}.steps li:not(:last-child):after{content:"";position:absolute;top:30px;left:66%;width:70%;height:1px;background:#b6bdc5}.steps span{display:grid;place-items:center;margin:0 auto 20px;width:62px;height:62px;background:var(--navy);border:7px solid #dce4f2;border-radius:50%;color:#fff;font-weight:700;position:relative;z-index:2}.steps p{color:#5b6572}.about{padding:100px 0}.team-grid{display:grid;gap:18px}.person{display:grid;grid-template-columns:88px 1fr;gap:22px;padding:25px;background:var(--warm);border-radius:8px}.avatar{width:88px;height:105px;border-radius:5px;display:grid;place-items:center;background:linear-gradient(145deg,#bec7cb,#e8e5da);color:var(--navy);font:bold 1.4rem "Libre Baskerville",serif}.avatar.samantha{background:linear-gradient(145deg,#d7c4b1,#f2e9df)}.person h3{margin:2px 0}.person p{margin:4px 0 8px;font-size:.9rem}.person a{font-weight:700;font-size:.9rem}.commercial{background:var(--navy);color:#fff;padding:75px 0}.commercial .eyebrow,.commercial h2{color:#fff}.commercial-inner{display:grid;grid-template-columns:1.3fr 1fr auto;align-items:center;gap:60px}.commercial-list{display:grid;grid-template-columns:1fr 1fr;gap:10px}.commercial-list span:before{content:"✓";color:var(--sage);margin-right:8px}.faq{padding:95px 0}.accordion details{border-top:1px solid #d3d7dc}.accordion details:last-child{border-bottom:1px solid #d3d7dc}.accordion summary{cursor:pointer;list-style:none;padding:24px 50px 24px 0;color:var(--navy);font-weight:700;font-size:1.08rem;position:relative}.accordion summary::-webkit-details-marker{display:none}.accordion summary:after{content:"+";position:absolute;right:10px;top:16px;font-size:1.8rem;font-weight:400}.accordion details[open] summary:after{content:"−"}.accordion details p{margin:0 40px 24px 0;color:#566273}.consultation{padding:100px 0;background:var(--warm)}.consult-grid{display:grid;grid-template-columns:.85fr 1.15fr;gap:80px;align-items:start}.direct-contact{margin-top:35px;padding:25px 0;border-top:1px solid #c9c5ba;display:flex;flex-direction:column}.direct-contact a{font:bold 1.6rem "Libre Baskerville",serif;text-decoration:none;margin:3px 0}.consultation form{background:#fff;padding:38px;border-radius:8px;box-shadow:var(--shadow)}.form-row{display:grid;grid-template-columns:1fr 1fr;gap:18px}label{display:block;font-weight:700;font-size:.91rem;margin-bottom:17px}label>span{font-weight:400;color:#69717b}input,select{display:block;width:100%;margin-top:6px;min-height:50px;border:1px solid #aeb5bd;border-radius:4px;padding:10px 12px;background:#fff;color:var(--ink)}input:focus,select:focus,button:focus,a:focus{outline:3px solid #f0b642;outline-offset:2px}.consent{display:grid;grid-template-columns:22px 1fr;gap:10px;align-items:start;font-weight:400;line-height:1.35}.consent input{min-height:auto;width:20px;height:20px;margin:2px 0 0}.form-note{font-size:.75rem;color:#69717b;text-align:center}.form-status{padding-top:8px;color:#355d2d;font-weight:700}.guide{padding:80px 0}.guide-inner{display:grid;grid-template-columns:280px 1fr;gap:65px;align-items:center;max-width:900px}.guide-cover{aspect-ratio:.77;background:var(--blue);color:#fff;padding:34px;display:flex;flex-direction:column;box-shadow:15px 15px 0 var(--sage)}.guide-cover span{font-size:.7rem;letter-spacing:.13em}.guide-cover strong{font:700 1.65rem/1.35 "Libre Baskerville",serif;margin-top:35px}.guide-cover small{margin-top:auto;border-top:1px solid rgba(255,255,255,.4);padding-top:10px}footer{background:#0a234f;color:#dce3ed;padding:65px 0 95px}.footer-grid{display:grid;grid-template-columns:1.5fr 1fr 1.2fr 1fr;gap:50px}.footer-logo{width:260px;background:#fff;border-radius:4px;padding:8px}.footer-grid h2{font-size:.8rem;text-transform:uppercase;letter-spacing:.1em;color:var(--sage);margin:0 0 16px}.footer-grid a,.footer-grid span{display:block;color:#fff;text-decoration:none;margin:7px 0}.footer-grid a:hover{text-decoration:underline}.footer-grid p{max-width:340px;font-size:.9rem}.disclosure{border-top:1px solid rgba(255,255,255,.18);margin-top:45px;padding-top:25px;font-size:.74rem;color:#b9c4d3}.license-placeholder{color:#f0cc81;font-weight:700}.mobile-call{display:none}
@media(max-width:1000px){html{font-size:17px}.header-call{display:none}nav{gap:16px}.brand{width:245px}.hero-grid{grid-template-columns:65% 35%}.path-grid{grid-template-columns:1fr 1fr}.path-card:last-child{grid-column:1/-1}.split{gap:45px}.commercial-inner{grid-template-columns:1fr 1fr}.commercial-inner .button{grid-column:1/-1;justify-self:start}.footer-grid{grid-template-columns:1fr 1fr}}
@media(max-width:760px){body{padding-bottom:68px}.utility-inner>span{white-space:nowrap;overflow:hidden;text-overflow:ellipsis}.header-inner{height:75px}.brand{width:220px}.menu-toggle{display:flex;margin-left:auto;border:0;background:transparent;flex-direction:column;gap:4px;align-items:center;color:var(--navy)}.menu-toggle span{width:27px;height:3px;background:var(--navy)}.menu-toggle b{font-size:.65rem}.header-inner nav{position:absolute;top:75px;left:0;right:0;background:#fff;display:none;flex-direction:column;padding:20px;border-top:1px solid #ddd;box-shadow:var(--shadow)}.header-inner nav.open{display:flex}.hero,.hero-grid{min-height:720px}.hero-art{background-image:linear-gradient(0deg,rgba(255,255,255,.98) 0%,rgba(255,255,255,.94) 46%,rgba(255,255,255,.18) 75%),url("assets/img/augusta.svg");background-position:64% top}.hero-grid{display:block}.hero-copy{padding-top:235px}.hero h1{font-size:2.35rem}.hero-actions{flex-direction:column;align-items:stretch}.button{width:100%}.reassurance{line-height:1.9}.quick-paths,.reverse-section,.process,.about,.faq,.consultation{padding:70px 0}.path-grid,.split,.steps,.consult-grid,.commercial-inner,.guide-inner{grid-template-columns:1fr}.path-card:last-child{grid-column:auto}.reverse-visual{min-height:390px;order:2}.number-card{left:25px;top:35px}.quote-card{right:20px;bottom:25px;width:250px}.check-list{grid-template-columns:1fr}.steps{gap:35px}.steps li:not(:last-child):after{display:none}.commercial-list{grid-template-columns:1fr}.commercial-inner{gap:30px}.commercial-inner .button{grid-column:auto}.form-row{grid-template-columns:1fr}.consultation form{padding:25px}.guide-inner{gap:45px}.guide-cover{width:250px;margin:auto}.footer-grid{grid-template-columns:1fr;gap:30px}.mobile-call{position:fixed;display:flex;z-index:101;bottom:0;left:0;right:0;height:68px;background:var(--bright);color:#071f4b;align-items:center;justify-content:center;gap:10px;text-decoration:none;box-shadow:0 -4px 15px rgba(0,0,0,.18)}.mobile-call span{font-size:.8rem}.mobile-call strong{font-size:1.15rem}}
@media(max-width:420px){.container,.narrow{width:min(100% - 28px,1160px)}.brand{width:190px}.hero h1{font-size:2.05rem}.location-pill{font-size:.78rem}.number-card{width:190px}.quote-card{width:220px}.person{grid-template-columns:70px 1fr;padding:18px}.avatar{width:70px;height:90px}}
@media(prefers-reduced-motion:reduce){html{scroll-behavior:auto}*{transition:none!important;animation:none!important}}

/* Supplied MCS shield artwork */
.brand{width:300px;height:82px;align-items:center;text-decoration:none;flex-shrink:0}
.brand img{display:block;width:100%;height:78px;max-height:none;object-fit:contain;object-position:left center;border-radius:0}
.footer-logo{width:285px;background:#fff;padding:8px;border-radius:5px}
@media(max-width:1000px){
  .brand{width:250px}
  .brand img{width:100%;height:68px}
}
@media(max-width:760px){
  .brand{width:205px;height:68px}
  .brand img{width:100%;height:62px}
}
@media(max-width:420px){
  .brand{width:185px}
  .brand img{width:100%;height:58px}
}

/* Photographic regional hero treatment */
.hero-art{background-image:linear-gradient(90deg,rgba(255,255,255,.99) 0%,rgba(255,255,255,.93) 29%,rgba(255,255,255,.45) 48%,rgba(255,255,255,.04) 68%),url("assets/img/augusta.jpg");background-position:center;background-size:cover}
@media(max-width:760px){.hero-art{background-image:linear-gradient(0deg,rgba(255,255,255,.99) 0%,rgba(255,255,255,.96) 47%,rgba(255,255,255,.12) 74%),url("assets/img/augusta.jpg");background-position:63% center}}

.local-band{background:var(--navy);color:#fff;padding:38px 0}
.local-band-inner{display:grid;grid-template-columns:1fr 1.25fr;gap:22px 70px;align-items:center}
.local-band .eyebrow{color:var(--sage)}
.local-band h2{font:700 1.55rem/1.3 "Libre Baskerville",Georgia,serif;margin:0}
.local-band p{margin:0;color:#e4eaf2}
.area-list{grid-column:1/-1;display:flex;gap:12px;flex-wrap:wrap;border-top:1px solid rgba(255,255,255,.2);padding-top:20px}
.area-list span{border:1px solid rgba(255,255,255,.45);border-radius:50px;padding:7px 16px;font-weight:600;font-size:.88rem}
@media(max-width:760px){.local-band{padding:34px 0}.local-band-inner{grid-template-columns:1fr;gap:18px}.area-list{grid-column:auto}.area-list span{width:100%;text-align:center}}

/* Division-first landing page */
.division-landing{background:var(--warm)}
.landing-intro{text-align:center;padding:48px 0 38px;background:#fff}
.landing-intro h1{font:700 clamp(2.1rem,4vw,3.65rem)/1.12 "Libre Baskerville",Georgia,serif;color:var(--navy);letter-spacing:-.035em;margin:0 0 16px}
.landing-intro p:last-child{max-width:720px;margin:0 auto;color:#536071;font-size:1.08rem}
.division-grid{display:grid;grid-template-columns:1fr 1fr}
.division-panel{min-height:610px;position:relative;overflow:hidden}
.division-panel:after{content:"";position:absolute;width:410px;height:410px;border:85px solid rgba(255,255,255,.06);border-radius:50%;right:-190px;bottom:-220px}
.commercial-panel{background:var(--navy);color:#fff;padding:64px 52px 64px max(42px,calc((100vw - 1160px)/2))}
.residential-panel{background:var(--cream);color:var(--ink);padding:64px max(42px,calc((100vw - 1160px)/2)) 64px 52px}
.division-content{max-width:510px;position:relative;z-index:1}
.commercial-panel .division-content{margin-left:auto}
.residential-panel .division-content{margin-right:auto}
.division-label{font-weight:700;text-transform:uppercase;letter-spacing:.12em;font-size:.76rem;color:var(--sage);margin:0 0 10px}
.residential-panel .division-label{color:var(--blue)}
.division-panel h2{font:700 clamp(2rem,3.5vw,3.25rem)/1.16 "Libre Baskerville",Georgia,serif;letter-spacing:-.03em;margin:0}
.commercial-panel h2{color:#fff}
.residential-panel h2{color:var(--navy)}
.agent-name{font:700 1.15rem "Source Sans 3",Arial,sans-serif;margin:8px 0 22px;color:var(--sage)}
.residential-panel .agent-name{color:var(--rust)}
.division-panel>div>p:not(.division-label):not(.agent-name){max-width:460px}
.division-panel ul{list-style:none;padding:0;margin:22px 0 28px;display:flex;gap:9px;flex-wrap:wrap}
.division-panel li{border:1px solid currentColor;border-radius:30px;padding:5px 12px;font-size:.82rem}
.division-actions{display:flex;flex-direction:column;align-items:flex-start;gap:12px}
.division-actions .button{width:auto}
.agent-email,.agent-phone{font-weight:700;color:inherit;text-underline-offset:3px}
.agent-license{font-size:.76rem;opacity:.82}
.agent-placeholder{float:right;width:126px;height:154px;margin:0 0 20px 25px;border:1px solid rgba(255,255,255,.45);border-radius:7px;background:rgba(255,255,255,.08);display:flex;flex-direction:column;align-items:center;justify-content:center;overflow:hidden}
.agent-photo{float:right;width:142px;height:174px;margin:0 0 20px 28px;border-radius:7px;object-fit:cover;object-position:center top;box-shadow:0 12px 30px rgba(0,0,0,.22);border:2px solid rgba(255,255,255,.65)}
.samantha-photo{object-position:center 20%;border-color:rgba(16,46,99,.2);box-shadow:0 12px 30px rgba(16,46,99,.15)}
.agent-avatar{object-fit:cover;object-position:center top}
.samantha-avatar{object-position:center 18%}
.commercial-contact{display:flex;flex-direction:column;gap:10px;align-items:flex-start}
.commercial-contact small{color:var(--sage);font-weight:700}
.residential-panel .agent-placeholder{border-color:rgba(16,46,99,.24);background:rgba(255,255,255,.55)}
.placeholder-person{width:58px;height:58px;background:currentColor;opacity:.25;border-radius:50%;position:relative;margin-top:9px}
.placeholder-person:after{content:"";position:absolute;width:94px;height:65px;background:currentColor;border-radius:50% 50% 0 0;left:50%;top:67px;transform:translateX(-50%)}
.agent-placeholder small{position:absolute;margin-top:118px;font-weight:700;font-size:.67rem;letter-spacing:.04em}
.regional-hero,.regional-hero .hero-grid{min-height:560px}
.regional-hero .hero-copy{padding:52px 0}
.regional-hero h2{font:700 clamp(2.15rem,4.2vw,3.75rem)/1.12 "Libre Baskerville",Georgia,serif;color:var(--navy);letter-spacing:-.035em;margin:0 0 22px}
@media(max-width:1000px){
  .division-panel{padding:52px 34px;min-height:640px}
  .agent-placeholder{width:105px;height:135px}
  .agent-photo{width:122px;height:150px}
}
@media(max-width:760px){
  .landing-intro{padding:38px 0 30px}
  .division-grid{grid-template-columns:1fr}
  .division-panel{min-height:0;padding:48px 28px}
  .division-content,.commercial-panel .division-content,.residential-panel .division-content{max-width:560px;margin-inline:auto}
  .agent-placeholder{width:96px;height:124px;margin-left:18px}
  .agent-photo{width:108px;height:134px;margin-left:18px}
  .division-actions .button{width:100%}
  .regional-hero,.regional-hero .hero-grid{min-height:690px}
  .regional-hero .hero-copy{padding-top:235px}
  .regional-hero h2{font-size:2.25rem}
}
@media(max-width:420px){
  .division-panel{padding:40px 20px}
  .agent-placeholder{float:none;width:100%;height:135px;margin:0 0 24px}
  .agent-photo{float:none;width:100%;height:260px;margin:0 0 24px;object-position:center 24%}
  .agent-placeholder small{margin-top:100px}
  .placeholder-person:after{top:61px}
}

/* Use a real image element for reliable regional photo switching. */
.hero-art{background:none!important;overflow:hidden}
.hero-art{background:#e9e3d7!important}
.hero-art img{display:block;width:100%;height:100%;object-fit:cover;object-position:center 36%}
.hero-art:after{content:"";position:absolute;inset:0;background:linear-gradient(90deg,rgba(255,255,255,.99) 0%,rgba(255,255,255,.93) 29%,rgba(255,255,255,.45) 48%,rgba(255,255,255,.04) 68%)}
@media(min-width:761px){
  .regional-hero,.regional-hero .hero-grid{min-height:650px}
  .hero-art img{object-fit:contain;object-position:right center}
}
@media(max-width:760px){
  .hero-art img{object-position:63% center}
  .hero-art:after{background:linear-gradient(0deg,rgba(255,255,255,.99) 0%,rgba(255,255,255,.96) 47%,rgba(255,255,255,.12) 74%)}
}

/* Dedicated commercial lending page */
.commercial-page{background:#fff}
.commercial-hero{background:var(--navy);color:#fff;overflow:hidden;position:relative}
.commercial-hero:after{content:"";position:absolute;width:600px;height:600px;border:110px solid rgba(255,255,255,.045);border-radius:50%;right:-250px;bottom:-350px}
.commercial-hero-grid{min-height:620px;display:grid;grid-template-columns:1.2fr .8fr;gap:90px;align-items:center;position:relative;z-index:1;padding-top:70px;padding-bottom:70px}
.commercial-hero-copy{max-width:720px}
.commercial-hero .eyebrow{color:var(--sage)}
.commercial-hero h1{font:700 clamp(2.7rem,5.4vw,5rem)/1.08 "Libre Baskerville",Georgia,serif;letter-spacing:-.045em;margin:0 0 24px;max-width:760px}
.commercial-lead{font-size:1.2rem;color:#e1e8f2;max-width:670px}
.back-link{display:inline-flex;color:#fff;text-decoration:none;font-weight:700;margin-bottom:42px;border-bottom:1px solid rgba(255,255,255,.45)}
.back-link:hover{border-bottom-color:#fff}
.commercial-outline{background:transparent;color:#fff;border-color:#fff}
.commercial-outline:hover{background:#fff;color:var(--navy)}
.commercial-credentials{font-size:.82rem;color:var(--sage);font-weight:700;margin-top:24px}
.commercial-profile{align-self:center;background:#fff;color:var(--ink);padding:16px;border-radius:8px;box-shadow:0 25px 60px rgba(0,0,0,.25);transform:rotate(1deg)}
.commercial-profile img{display:block;width:100%;aspect-ratio:.88;object-fit:cover;object-position:center top;border-radius:5px}
.commercial-profile div{padding:20px 12px 10px;display:flex;flex-direction:column}
.commercial-profile span{color:var(--rust);text-transform:uppercase;letter-spacing:.1em;font-size:.72rem;font-weight:700}
.commercial-profile strong{font:700 1.55rem "Libre Baskerville",Georgia,serif;color:var(--navy);margin:3px 0 7px}
.commercial-profile a{font-weight:700}
.commercial-trust{background:var(--sage);color:var(--navy);padding:26px 0;text-align:center}
.commercial-trust p{margin:0;font-size:1.03rem}
.commercial-solutions{padding:100px 0;background:var(--warm)}
.commercial-solutions .section-heading h2,.commercial-approach h2,.commercial-billy h2,.commercial-contact-section h2,.return-choice h2{font:700 clamp(1.9rem,3.3vw,2.8rem)/1.2 "Libre Baskerville",Georgia,serif;color:var(--navy);letter-spacing:-.025em;margin:0 0 18px}
.commercial-card-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:20px}
.commercial-card{background:#fff;padding:34px;border-radius:7px;border-top:5px solid var(--blue);box-shadow:0 8px 30px rgba(16,46,99,.07)}
.commercial-card>span{color:var(--sage);font:bold 1.35rem "Libre Baskerville",Georgia,serif}
.commercial-card h3,.commercial-steps h3{font:700 1.2rem/1.35 "Libre Baskerville",Georgia,serif;color:var(--navy);margin:14px 0 10px}
.commercial-card p{color:#566273;margin-bottom:0}
.commercial-approach{padding:100px 0}
.commercial-approach-grid{display:grid;grid-template-columns:.9fr 1.1fr;gap:90px;align-items:center}
.commercial-steps{list-style:none;padding:0;margin:0}
.commercial-steps li{display:grid;grid-template-columns:64px 1fr;gap:22px;padding:25px 0;border-bottom:1px solid #d5d9df}
.commercial-steps li:first-child{border-top:1px solid #d5d9df}
.commercial-steps>li>span{width:58px;height:58px;display:grid;place-items:center;border-radius:50%;background:var(--navy);color:#fff;font-weight:700}
.commercial-steps h3{margin:0 0 5px}
.commercial-steps p{margin:0;color:#596575}
.commercial-billy{padding:100px 0;background:var(--cream)}
.commercial-billy-grid{display:grid;grid-template-columns:390px 1fr;gap:85px;align-items:center;max-width:1000px}
.commercial-billy-grid>img{width:100%;aspect-ratio:.84;object-fit:cover;object-position:center top;border-radius:8px;box-shadow:18px 18px 0 var(--navy)}
.billy-license{color:var(--navy)}
.contact-links{display:flex;gap:20px;flex-wrap:wrap;margin-top:24px}
.contact-links a{font-weight:700;font-size:1.05rem}
.commercial-contact-section{padding:100px 0;background:var(--warm)}
.commercial-contact-grid{display:grid;grid-template-columns:.85fr 1.15fr;gap:80px;align-items:start}
.commercial-contact-section form{background:#fff;padding:38px;border-radius:8px;box-shadow:var(--shadow)}
.commercial-direct .direct-email{font:700 1rem "Source Sans 3",Arial,sans-serif;text-decoration:underline;margin-top:12px}
.return-choice{padding:65px 0;background:#fff}
.return-choice-inner{display:flex;align-items:center;justify-content:space-between;gap:50px}
.return-choice h2{font-size:1.65rem;margin:0}
.return-choice .eyebrow{margin-bottom:5px}

@media(max-width:1000px){
  .commercial-hero-grid{grid-template-columns:1.15fr .85fr;gap:45px}
  .commercial-card-grid{grid-template-columns:1fr 1fr}
  .commercial-approach-grid{gap:55px}
  .commercial-billy-grid{grid-template-columns:320px 1fr;gap:55px}
}
@media(max-width:760px){
  .commercial-hero-grid{grid-template-columns:1fr;gap:45px;padding-top:48px;padding-bottom:58px}
  .commercial-hero h1{font-size:2.55rem}
  .commercial-hero .hero-actions{align-items:stretch}
  .commercial-profile{width:min(100%,360px);margin-inline:auto;transform:none}
  .commercial-solutions,.commercial-approach,.commercial-billy,.commercial-contact-section{padding:70px 0}
  .commercial-card-grid,.commercial-approach-grid,.commercial-billy-grid,.commercial-contact-grid{grid-template-columns:1fr}
  .commercial-billy-grid{gap:55px}
  .commercial-billy-grid>img{width:min(88%,360px);margin-inline:auto}
  .commercial-contact-section form{padding:25px}
  .return-choice-inner{align-items:flex-start;flex-direction:column;gap:25px}
  .return-choice .button{width:100%}
}
@media(max-width:420px){
  .commercial-card-grid{grid-template-columns:1fr}
  .commercial-hero h1{font-size:2.2rem}
  .commercial-profile{width:100%}
}

/* Dedicated residential and reverse equity page */
.residential-page{background:#fff}
.residential-hero{background:linear-gradient(125deg,#f7f4ec 0%,var(--cream) 67%,#d9d5c8 100%);overflow:hidden;position:relative}
.residential-hero:after{content:"";position:absolute;width:560px;height:560px;border:105px solid rgba(48,76,137,.06);border-radius:50%;right:-250px;bottom:-340px}
.residential-hero-grid{min-height:620px;display:grid;grid-template-columns:1.2fr .8fr;gap:90px;align-items:center;position:relative;z-index:1;padding-top:70px;padding-bottom:70px}
.residential-hero-copy{max-width:730px}
.residential-back-link{display:inline-flex;color:var(--navy);text-decoration:none;font-weight:700;margin-bottom:42px;border-bottom:1px solid rgba(16,46,99,.35)}
.residential-back-link:hover{border-bottom-color:var(--navy)}
.residential-hero h1{font:700 clamp(2.7rem,5.2vw,4.8rem)/1.08 "Libre Baskerville",Georgia,serif;color:var(--navy);letter-spacing:-.045em;margin:0 0 24px}
.residential-lead{font-size:1.2rem;color:#465363;max-width:670px}
.residential-reassurance{font-size:.82rem;color:#4d5866;font-weight:600;margin-top:22px}
.residential-reassurance span{color:#527244;font-weight:700}
.residential-profile{align-self:center;background:#fff;color:var(--ink);padding:16px;border-radius:8px;box-shadow:0 25px 60px rgba(16,46,99,.19);transform:rotate(-1deg)}
.residential-profile img{display:block;width:100%;aspect-ratio:.88;object-fit:cover;object-position:center 18%;border-radius:5px}
.residential-profile div{padding:20px 12px 10px;display:flex;flex-direction:column}
.residential-profile span{color:var(--rust);text-transform:uppercase;letter-spacing:.1em;font-size:.72rem;font-weight:700}
.residential-profile strong{font:700 1.55rem "Libre Baskerville",Georgia,serif;color:var(--navy);margin:3px 0 7px}
.residential-profile a{font-weight:700}
.residential-local{background:var(--navy);color:#fff;padding:25px 0}
.residential-local-grid{display:flex;align-items:center;justify-content:center;gap:28px;flex-wrap:wrap}
.residential-local strong{color:var(--sage)}
.residential-local span{border-left:1px solid rgba(255,255,255,.38);padding-left:28px}
.residential-services{padding:100px 0;background:var(--warm)}
.residential-services .section-heading h2,.residential-reverse h2,.residential-process .section-heading h2,.residential-samantha h2,.residential-faq .section-heading h2,.residential-contact-section h2{font:700 clamp(1.9rem,3.3vw,2.8rem)/1.2 "Libre Baskerville",Georgia,serif;color:var(--navy);letter-spacing:-.025em;margin:0 0 18px}
.residential-card-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:22px}
.residential-card{background:#fff;padding:34px;border-radius:8px;border-top:5px solid var(--sage);box-shadow:0 8px 30px rgba(16,46,99,.07);display:flex;flex-direction:column}
.featured-residential-card{border-top-color:var(--bright)}
.residential-card-icon{width:60px;height:60px;border-radius:50%;display:grid;place-items:center;background:#edf1fa;color:var(--navy);font-weight:700;font-size:1.2rem;margin-bottom:20px}
.residential-card h3,.residential-steps h3{font:700 1.2rem/1.35 "Libre Baskerville",Georgia,serif;color:var(--navy);margin:5px 0 12px}
.residential-card p:not(.card-kicker){color:#566273}
.residential-card a{font-weight:700;text-decoration:none;margin-top:auto}
.residential-card a:hover{text-decoration:underline}
.residential-reverse{padding:100px 0;background:#fff}
.residential-reverse-grid{display:grid;grid-template-columns:.85fr 1.15fr;gap:85px;align-items:center}
.reverse-equity-panel{min-height:440px;background:linear-gradient(145deg,var(--navy),var(--blue));color:#fff;border-radius:8px;padding:52px;display:flex;flex-direction:column;justify-content:center;position:relative;overflow:hidden}
.reverse-equity-panel:after{content:"";position:absolute;width:330px;height:330px;border:65px solid rgba(255,255,255,.07);border-radius:50%;right:-150px;bottom:-150px}
.reverse-equity-panel>span{font:700 4.4rem/1 "Libre Baskerville",Georgia,serif;color:var(--sage)}
.reverse-equity-panel strong{font:700 1.45rem/1.4 "Libre Baskerville",Georgia,serif;margin:22px 0 15px;max-width:300px}
.reverse-equity-panel p{color:#e1e7f0;position:relative;z-index:1}
.residential-check-list{list-style:none;padding:0;display:grid;grid-template-columns:1fr 1fr;gap:12px;margin:28px 0}
.residential-check-list li{position:relative;padding-left:28px}
.residential-check-list li:before{content:"✓";position:absolute;left:0;color:#527244;font-weight:700}
.residential-process{padding:100px 0;background:#f4f5f5}
.residential-steps{list-style:none;padding:0;margin:0;display:grid;grid-template-columns:repeat(3,1fr);gap:30px}
.residential-steps li{background:#fff;padding:32px;border-radius:8px;text-align:center}
.residential-steps>li>span{display:grid;place-items:center;width:58px;height:58px;border-radius:50%;margin:0 auto 20px;background:var(--navy);color:#fff;border:7px solid #dce4f2;font-weight:700}
.residential-steps p{color:#596575;margin-bottom:0}
.residential-samantha{padding:100px 0;background:var(--cream)}
.residential-samantha-grid{display:grid;grid-template-columns:390px 1fr;gap:85px;align-items:center;max-width:1000px}
.residential-samantha-grid>img{width:100%;aspect-ratio:.84;object-fit:cover;object-position:center 18%;border-radius:8px;box-shadow:18px 18px 0 var(--blue)}
.residential-faq{padding:95px 0;background:#fff}
.residential-contact-section{padding:100px 0;background:var(--warm)}
.residential-contact-grid{display:grid;grid-template-columns:.85fr 1.15fr;gap:80px;align-items:start}
.residential-contact-section form{background:#fff;padding:38px;border-radius:8px;box-shadow:var(--shadow)}
.residential-direct .direct-email{font:700 1rem "Source Sans 3",Arial,sans-serif;text-decoration:underline;margin-top:12px}

@media(max-width:1000px){
  .residential-hero-grid{grid-template-columns:1.15fr .85fr;gap:45px}
  .residential-card-grid{grid-template-columns:1fr 1fr}
  .residential-card:last-child{grid-column:1/-1}
  .residential-reverse-grid{gap:50px}
  .residential-samantha-grid{grid-template-columns:320px 1fr;gap:55px}
}
@media(max-width:760px){
  .residential-hero-grid{grid-template-columns:1fr;gap:45px;padding-top:48px;padding-bottom:58px}
  .residential-hero h1{font-size:2.5rem}
  .residential-profile{width:min(100%,360px);margin-inline:auto;transform:none}
  .residential-local-grid{align-items:stretch;flex-direction:column;gap:10px;text-align:center}
  .residential-local span{border-left:0;border-top:1px solid rgba(255,255,255,.25);padding:8px 0 0}
  .residential-services,.residential-reverse,.residential-process,.residential-samantha,.residential-faq,.residential-contact-section{padding:70px 0}
  .residential-card-grid,.residential-reverse-grid,.residential-steps,.residential-samantha-grid,.residential-contact-grid{grid-template-columns:1fr}
  .residential-card:last-child{grid-column:auto}
  .reverse-equity-panel{min-height:390px;padding:38px}
  .residential-check-list{grid-template-columns:1fr}
  .residential-samantha-grid{gap:55px}
  .residential-samantha-grid>img{width:min(88%,360px);margin-inline:auto}
  .residential-contact-section form{padding:25px}
}
@media(max-width:420px){
  .residential-hero h1{font-size:2.15rem}
  .residential-profile{width:100%}
}

/* Reverse equity lending partner display */
.partnered-lenders{
  margin:30px 0 28px;
  padding:22px;
  border:1px solid #d8d1c3;
  border-radius:8px;
  background:#fff;
  box-shadow:0 10px 28px rgba(16,46,99,.06);
}
.partnered-label{
  margin:0 0 14px;
  color:var(--rust);
  font-size:.74rem;
  font-weight:700;
  letter-spacing:.1em;
  text-transform:uppercase;
}
.partnered-grid{
  display:grid;
  grid-template-columns:1fr 1fr;
  gap:14px;
}
.partner-card{
  min-height:118px;
  display:flex;
  flex-direction:column;
  justify-content:space-between;
  padding:18px;
  border:1px solid #e3ded3;
  border-radius:8px;
  background:linear-gradient(180deg,#fff,#faf9f4);
}
.partner-card p{
  margin:12px 0 0;
  color:#5a6471;
  font-size:.84rem;
  font-weight:700;
}
.partner-logo-img{
  display:block;
  width:min(100%,230px);
  height:72px;
  object-fit:contain;
  object-position:left center;
}
.partner-card:first-child .partner-logo-img{
  width:min(100%,180px);
  height:86px;
}
@media(max-width:760px){
  .partnered-grid{grid-template-columns:1fr}
  .partner-card{min-height:104px}
}

/* Educational video library */
.video-library{
  padding:95px 0;
  background:#f4f5f5;
}
.residential-video-library{
  background:var(--warm);
}
.video-grid{
  display:grid;
  grid-template-columns:repeat(3,1fr);
  gap:22px;
}
.residential-video-library .video-grid{
  grid-template-columns:repeat(4,1fr);
}
.video-card{
  overflow:hidden;
  border-radius:8px;
  background:#fff;
  box-shadow:0 8px 30px rgba(16,46,99,.08);
}
.video-thumb{
  min-height:185px;
  display:flex;
  flex-direction:column;
  justify-content:space-between;
  padding:22px;
  color:#fff;
  text-decoration:none;
  background:
    linear-gradient(135deg,rgba(16,46,99,.95),rgba(48,76,137,.72)),
    url("assets/img/beaufort-photo.png");
  background-size:cover;
  background-position:center;
}
.video-card:nth-child(2) .video-thumb{background-image:linear-gradient(135deg,rgba(16,46,99,.95),rgba(90,116,66,.68)),url("assets/img/augusta-photo.png")}
.video-card:nth-child(3) .video-thumb{background-image:linear-gradient(135deg,rgba(16,46,99,.95),rgba(183,101,75,.68)),url("assets/img/savannah-photo.png")}
.video-card:nth-child(4) .video-thumb{background-image:linear-gradient(135deg,rgba(16,46,99,.95),rgba(48,76,137,.66)),url("assets/img/beaufort-v2.png")}
.play-icon{
  width:58px;
  height:58px;
  display:grid;
  place-items:center;
  border:2px solid rgba(255,255,255,.9);
  border-radius:50%;
  background:rgba(255,255,255,.14);
}
.play-icon:before{
  content:"";
  width:0;
  height:0;
  margin-left:4px;
  border-top:12px solid transparent;
  border-bottom:12px solid transparent;
  border-left:18px solid #fff;
}
.video-thumb small{
  width:max-content;
  max-width:100%;
  padding:5px 10px;
  border-radius:50px;
  background:rgba(255,255,255,.92);
  color:var(--navy);
  font-weight:700;
  font-size:.76rem;
}
.video-thumb-player{
  min-height:0;
  padding:0;
  background:#0b1a2f;
}
.video-thumb-player video{
  display:block;
  width:100%;
  aspect-ratio:16/9;
  min-height:185px;
  height:100%;
  object-fit:cover;
  border:0;
}
.video-card-body{
  padding:26px;
}
.video-card h3{
  margin:4px 0 12px;
  color:var(--navy);
  font:700 1.18rem/1.35 "Libre Baskerville",Georgia,serif;
}
.video-card p:last-child{
  margin-bottom:0;
  color:#596575;
}
.video-card .text-link{
  display:inline-block;
  margin-top:18px;
}
.reverse-topic-link{
  display:inline-block;
  margin-top:18px;
}
.article-page{
  background:var(--warm);
}
.article-shell{
  width:min(880px,calc(100% - 40px));
  margin:46px auto 80px;
  padding:58px;
  border-radius:8px;
  background:#fff;
  box-shadow:var(--shadow);
}
.article-shell .back{
  display:inline-block;
  margin-bottom:22px;
  font-weight:700;
  text-decoration:none;
}
.article-shell h1{
  margin:0 0 22px;
  color:var(--navy);
  font:700 clamp(2.1rem,4vw,3.55rem)/1.12 "Libre Baskerville",Georgia,serif;
  letter-spacing:-.03em;
}
.article-shell h2{
  margin:38px 0 14px;
  color:var(--navy);
  font:700 1.55rem/1.25 "Libre Baskerville",Georgia,serif;
}
.article-lead{
  font-size:1.18rem;
  color:#465363;
}
.article-callout{
  margin:34px 0;
  padding:26px;
  border-left:5px solid var(--sage);
  border-radius:8px;
  background:var(--warm);
}
.article-callout strong{
  display:block;
  color:var(--navy);
  font:700 1.2rem "Libre Baskerville",Georgia,serif;
}
.article-list{
  padding-left:22px;
}
.article-list li{
  margin:8px 0;
}
.article-actions{
  display:flex;
  flex-wrap:wrap;
  gap:12px;
  margin:38px 0 26px;
}
.article-note{
  border-top:1px solid #d8d1c3;
  padding-top:20px;
  color:#596575;
  font-size:.86rem;
}
@media(max-width:760px){
  .article-shell{padding:32px 22px;margin:26px auto 70px}
  .article-actions .button{width:100%}
}
@media(max-width:1000px){
  .video-grid,
  .residential-video-library .video-grid{grid-template-columns:1fr 1fr}
}
@media(max-width:760px){
  .video-library{padding:70px 0}
  .video-grid,
  .residential-video-library .video-grid{grid-template-columns:1fr}
  .video-thumb{min-height:170px}
}

.heloc-page{
  background:#f7f3ea;
  color:#173054;
}
.heloc-hero{
  padding:82px 0;
  background:linear-gradient(135deg,#173054 0%,#274467 58%,#76865a 100%);
  color:#fff;
}
.heloc-hero-grid{
  display:grid;
  grid-template-columns:minmax(0,1.2fr) 360px;
  gap:36px;
  align-items:center;
}
.heloc-hero h1{
  margin:12px 0 20px;
  font:700 clamp(2.25rem,5vw,4.6rem)/1.05 "Libre Baskerville",Georgia,serif;
}
.heloc-lead{
  max-width:760px;
  font-size:1.18rem;
  line-height:1.7;
  color:rgba(255,255,255,.9);
}
.heloc-partner-card{
  background:#fff;
  color:#173054;
  border-radius:8px;
  padding:30px;
  box-shadow:0 22px 54px rgba(0,0,0,.22);
}
.heloc-partner-card span{
  color:#76865a;
  font-weight:800;
  text-transform:uppercase;
  letter-spacing:.08em;
  font-size:.82rem;
}
.heloc-partner-card strong{
  display:block;
  font-size:1.8rem;
  margin:10px 0;
}
.heloc-highlights,
.heloc-uses,
.heloc-faq{
  padding:78px 0;
}
.heloc-feature-grid{
  display:grid;
  grid-template-columns:repeat(4,1fr);
  gap:18px;
}
.heloc-feature-grid article{
  background:#fff;
  border:1px solid rgba(23,48,84,.12);
  border-radius:8px;
  padding:24px;
  box-shadow:0 16px 36px rgba(23,48,84,.08);
}
.heloc-feature-grid span{
  display:inline-flex;
  min-height:42px;
  align-items:center;
  color:#b7892f;
  font-weight:900;
  font-size:1.05rem;
}
.heloc-feature-grid h3{
  margin:10px 0;
}
.heloc-compare{
  padding:78px 0;
  background:#fff;
}
.comparison-table{
  display:grid;
  border:1px solid rgba(23,48,84,.14);
  border-radius:8px;
  overflow:hidden;
  background:#fff;
  box-shadow:0 18px 42px rgba(23,48,84,.1);
}
.comparison-table > div{
  display:grid;
  grid-template-columns:1.2fr 1fr 1fr;
}
.comparison-table > div:first-child{
  background:#173054;
  color:#fff;
}
.comparison-table span,
.comparison-table strong{
  padding:14px 16px;
  border-bottom:1px solid rgba(23,48,84,.12);
  border-right:1px solid rgba(23,48,84,.12);
}
.comparison-table > div:last-child span{
  border-bottom:0;
}
.heloc-use-grid{
  display:grid;
  grid-template-columns:repeat(4,1fr);
  gap:14px;
}
.heloc-use-grid span{
  background:#fff;
  border-left:4px solid #b7892f;
  border-radius:8px;
  padding:20px;
  font-weight:800;
  box-shadow:0 12px 28px rgba(23,48,84,.08);
}
.heloc-cta{
  padding:64px 0;
  background:#173054;
  color:#fff;
}
.heloc-cta-inner{
  display:flex;
  justify-content:space-between;
  gap:28px;
  align-items:center;
}
.heloc-cta h2{
  margin:8px 0;
  font-size:clamp(2rem,4vw,3.2rem);
}
.heloc-cta p{
  max-width:720px;
  color:rgba(255,255,255,.84);
}
@media(max-width:980px){
  .heloc-hero-grid,
  .heloc-feature-grid,
  .heloc-use-grid{
    grid-template-columns:1fr 1fr;
  }
  .heloc-partner-card{
    grid-column:1 / -1;
  }
}
@media(max-width:760px){
  .heloc-hero{
    padding:54px 0;
  }
  .heloc-hero-grid,
  .heloc-feature-grid,
  .heloc-use-grid{
    grid-template-columns:1fr;
  }
  .heloc-cta-inner{
    display:grid;
  }
  .comparison-table{
    overflow-x:auto;
  }
  .comparison-table > div{
    min-width:620px;
  }
}

.nav-dropdown{
  position:relative;
  display:flex;
  align-items:center;
}
.nav-dropdown summary{
  list-style:none;
  cursor:pointer;
  color:var(--navy);
  font-weight:600;
  font-size:.94rem;
}
.nav-dropdown summary::-webkit-details-marker{
  display:none;
}
.nav-dropdown summary:after{
  content:"";
  display:inline-block;
  width:7px;
  height:7px;
  margin-left:8px;
  border-right:2px solid currentColor;
  border-bottom:2px solid currentColor;
  transform:translateY(-2px) rotate(45deg);
}
.nav-dropdown[open] summary:after{
  transform:translateY(2px) rotate(225deg);
}
.nav-dropdown-menu{
  position:absolute;
  top:calc(100% + 14px);
  left:0;
  min-width:230px;
  padding:10px;
  border:1px solid rgba(23,48,84,.12);
  border-radius:8px;
  background:#fff;
  box-shadow:0 18px 42px rgba(23,48,84,.14);
  z-index:120;
}
.nav-dropdown-menu a{
  display:block;
  padding:10px 12px;
  border-radius:5px;
  white-space:nowrap;
}
.nav-dropdown-menu a:hover,
.nav-dropdown-menu a:focus{
  background:var(--warm);
  text-decoration:none;
}
@media(max-width:760px){
  .header-inner nav .nav-dropdown{
    display:block;
  }
  .header-inner nav .nav-dropdown-menu{
    position:static;
    min-width:0;
    margin-top:8px;
    padding:6px 0 0 14px;
    border:0;
    border-left:2px solid rgba(23,48,84,.15);
    border-radius:0;
    box-shadow:none;
  }
  .header-inner nav .nav-dropdown-menu a{
    white-space:normal;
  }
}

.residential-product-row{
  display:grid;
  grid-template-columns:minmax(260px,1fr) auto;
  gap:34px;
  align-items:start;
  margin-bottom:18px;
}
.residential-product-row ul{
  margin:0;
  min-width:0;
}
.residential-product-row li{
  white-space:nowrap;
}
.need-dropdown{
  position:relative;
  align-self:start;
  justify-self:end;
  min-width:190px;
}
.need-dropdown summary{
  min-height:44px;
  display:flex;
  align-items:center;
  justify-content:space-between;
  gap:12px;
  padding:9px 14px;
  border:1px solid rgba(23,48,84,.18);
  border-radius:6px;
  background:#fff;
  color:var(--navy);
  box-shadow:0 8px 20px rgba(16,46,99,.14);
  cursor:pointer;
  font-weight:800;
  list-style:none;
}
.need-dropdown.need-pulse summary{
  animation:needPulse 1.9s ease-in-out infinite;
}
@keyframes needPulse{
  0%,100%{box-shadow:0 8px 20px rgba(16,46,99,.14),0 0 0 0 rgba(240,182,66,.52);transform:translateY(0)}
  50%{box-shadow:0 12px 28px rgba(16,46,99,.2),0 0 0 12px rgba(240,182,66,0);transform:translateY(-1px)}
}
.need-dropdown summary::-webkit-details-marker{
  display:none;
}
.need-dropdown summary:after{
  content:"";
  width:8px;
  height:8px;
  border-right:2px solid currentColor;
  border-bottom:2px solid currentColor;
  transform:translateY(-2px) rotate(45deg);
}
.need-dropdown[open] summary:after{
  transform:translateY(2px) rotate(225deg);
}
.need-dropdown-menu{
  position:absolute;
  top:calc(100% + 8px);
  right:0;
  width:min(330px,80vw);
  padding:12px;
  border-radius:8px;
  background:#fff;
  color:var(--navy);
  box-shadow:0 18px 42px rgba(0,0,0,.2);
  z-index:30;
}
.need-dropdown-menu button{
  display:block;
  width:100%;
  padding:8px 10px;
  border:0;
  border-bottom:1px solid rgba(23,48,84,.1);
  background:transparent;
  color:var(--navy);
  text-align:left;
  line-height:1.25;
  font-weight:700;
  cursor:pointer;
}
.need-dropdown-menu button:hover,
.need-dropdown-menu button:focus{
  background:var(--warm);
}
.need-dropdown-menu button:last-child{
  border-bottom:0;
}
.need-modal[hidden]{
  display:none;
}
body.modal-open{
  overflow:hidden;
}
.need-modal{
  position:fixed;
  inset:0;
  z-index:500;
  display:grid;
  place-items:center;
  padding:24px;
}
.need-modal-backdrop{
  position:absolute;
  inset:0;
  background:rgba(7,31,75,.62);
  backdrop-filter:blur(3px);
}
.need-modal-dialog{
  position:relative;
  width:min(640px,100%);
  max-height:min(720px,calc(100vh - 48px));
  overflow:auto;
  padding:38px;
  border-radius:8px;
  background:#fff;
  color:var(--ink);
  box-shadow:0 30px 90px rgba(0,0,0,.34);
}
.need-modal-has-image .need-modal-dialog{
  width:min(980px,100%);
  padding:0;
  background:#fff;
}
.need-modal-dialog:before{
  content:"";
  position:absolute;
  inset:0 0 auto;
  height:8px;
  background:linear-gradient(90deg,var(--bright),var(--sage),var(--blue));
}
.need-modal-has-image .need-modal-dialog:before{
  display:none;
}
.need-modal-image{
  display:block;
  width:100%;
  height:auto;
  border-radius:8px;
}
.need-modal-close{
  position:absolute;
  top:14px;
  right:14px;
  width:38px;
  height:38px;
  border:0;
  border-radius:50%;
  background:var(--warm);
  color:var(--navy);
  font-size:1.7rem;
  line-height:1;
  cursor:pointer;
}
.need-modal-has-image .need-modal-close{
  background:rgba(255,255,255,.94);
  box-shadow:0 8px 20px rgba(0,0,0,.18);
}
.need-modal-dialog h2{
  margin:4px 0 14px;
  color:var(--navy);
  font:700 clamp(1.8rem,4vw,2.7rem)/1.14 "Libre Baskerville",Georgia,serif;
}
.need-modal-dialog p{
  color:#465363;
  font-size:1.08rem;
}
.need-modal-dialog ul{
  margin:24px 0;
  padding:0;
  list-style:none;
  display:grid;
  gap:10px;
}
.need-modal-dialog li{
  position:relative;
  padding:12px 14px 12px 38px;
  border-radius:6px;
  background:var(--warm);
  color:var(--navy);
  font-weight:700;
  line-height:1.35;
}
.need-modal-dialog li:before{
  content:"";
  position:absolute;
  left:15px;
  top:17px;
  width:10px;
  height:10px;
  border-radius:50%;
  background:var(--bright);
}
.need-modal-actions{
  display:flex;
  flex-wrap:wrap;
  gap:12px;
  margin-top:24px;
}
.need-modal-dialog small{
  display:block;
  margin-top:20px;
  color:#667180;
  font-size:.78rem;
}
@media(max-width:760px){
  .residential-product-row{
    grid-template-columns:1fr;
    gap:14px;
  }
  .need-dropdown{
    justify-self:start;
    width:min(100%,260px);
  }
  .need-dropdown-menu{
    left:0;
    right:auto;
    width:min(100%,330px);
  }
  .need-modal{
    padding:14px;
  }
  .need-modal-dialog{
    padding:30px 22px;
  }
  .need-modal-actions .button{
    width:100%;
  }
}